Sears Credit Card / Citibank / Card review

 A Sears credit card is offered by Citibank, and can be either purchased as a single individual for small shopping items, or used as a larger small business. It is possible to find the Sears card either online, or in local branches of Citibank. There are a number of different types of card, all offering the traditional form of benefits including customer service, anti-fraud and payment protection. When choosing a credit card from Citibank, you should consider all the available options before proceeding.

What Types of Sears Credit Card Are There?

There are a number of different types of credit card which you can obtain in the Sears range. The range starts with the standard, a Mastercard. You can also find a Home Improvement Card and the Commercial one card. The standard and Mastercard varieties are suitable for use in Sears, Kmart and their associated stores, including Lands End. The Home Improvement card is useful if you want to use it to finance a large project, such as a kitchen renovation, or an extension to the home. The Commercial One card is for small businesses, and can be used to purchase small items and tools for the business.

Benefits of the Sears Credit Card

There are a number of reasons why you should purchase a Sears Credit card. Firstly, you can also fund family members with additional cards for your account, at no additional cost. You can also use the Sears card to cover utility bills. The Sears credit card also helps to protect shoppers at Sears, who can return goods from the store without needing to use a receipt. You will also be able to earn points on your purchases at the relevant stores, which can be redeemed for Sears gift cards, plus other varieties or merchandise. The Home Improvements card offers relatively easy repayment schedules for people with a tight budget.